FHA Loans Arizona 2026: 3.5% Down for Phoenix & Scottsdale Buyers

Published on: 06/01/2026

FHA loans in Arizona require 3.5% down with a 580+ credit score. 2026 Maricopa County FHA loan limit: $557,750 (HUD). Flexible underwriting for Phoenix & Scottsdale buyers with lower credit scores. Pillar Mortgage Group, NMLS #2700076.

Arizona Mortgage and Home Selling Guides

Straight answers on buying, refinancing, and selling a home in Scottsdale, Phoenix, and across Arizona, from Blake Hermann, Director of Lending at Pillar Mortgage Group (NMLS #2271358).

Conventional loans
FHA loans
VA loans
Jumbo loans
DSCR loans
Bank statement loans
Get pre-approved
Rates and fees

Book a 15 minute call